Legal notice


Terms & Legal Notice

Last updated: [DATE]

About Our Products
Modern Compass Guides sells digital products (downloadable PDF guides and related materials). All products are delivered electronically. No physical items will be shipped.

Nature of Our Content — Not Professional Advice
The guides sold on Modern Compass Guides are for general informational and educational purposes only. They do not constitute medical, mental health, psychological, legal, financial, or professional advice, and are not a substitute for consultation with a qualified professional. Always seek the advice of a licensed professional regarding any health, legal, or financial decision. Use of our materials is at your own discretion and risk.

No Guaranteed Results
Any examples, outcomes, or results described in our products are illustrative only. Individual results vary, and we make no guarantee that you will achieve any particular outcome from using our materials.

Digital Products & Refunds
Because our products are digital and delivered immediately, [choose one and delete the other:]

  • [All sales are final and non-refundable once a product has been accessed or downloaded.]
  • [We offer refunds within 3 days of purchase if you are not satisfied — contact us at moderncompassguides@gmail.com

Intellectual Property & Permitted Use
All content is the property of Modern Compass Guides and is protected by copyright. When you purchase a product, you receive a personal, non-transferable license for your own individual use. You may not resell, redistribute, share, republish, or reproduce any part of our materials without written permission.

Privacy
We collect and process personal information (such as your name, email, and payment details) as needed to fulfill your order. Payment is processed securely by third-party providers; we do not store your full payment details. See our [Privacy Policy] for how we handle your information.

Contact
Questions about these terms? Reach us at moderncompassguides@gmail.com